a) The main inheritance from the parents to the child should be the development of virtues & qualities in the child, so as to face the hardships of life and come out victorious. It’s a well known saying – “If you give a fish to some one; one can eat for a day, but if you make one learn to fish; one will eat for the whole life.” It is right that the wise and the learned can earn & accumulate a lot, and the dull & the fool may constrain & waste a lot.